Updated 2026 stamp duty and registration rates for Karnataka — 5% male / 5% female + 1% registration. Pre-computed amounts for sample property values across Bengaluru, Mysuru, Mangaluru, Hubli and all districts.
Pre-computed stamp duty + registration costs across typical Karnataka property prices.
| Property Value | Stamp Duty (Male) | Stamp Duty (Female) | Registration | Total (Male) |
|---|---|---|---|---|
| ₹25 Lakh | ₹1,25,000 | ₹1,25,000 | ₹25,000 | ₹26,50,000 |
| ₹50 Lakh | ₹2,50,000 | ₹2,50,000 | ₹50,000 | ₹53,00,000 |
| ₹75 Lakh | ₹3,75,000 | ₹3,75,000 | ₹75,000 | ₹79,50,000 |
| ₹1 Crore | ₹5,00,000 | ₹5,00,000 | ₹1,00,000 | ₹1,06,00,000 |
| ₹1.5 Crore | ₹7,50,000 | ₹7,50,000 | ₹1,50,000 | ₹1,59,00,000 |
| ₹2 Crore | ₹10,00,000 | ₹10,00,000 | ₹2,00,000 | ₹2,12,00,000 |
The same Karnataka state-wide rates apply across all districts and major cities.
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Karnataka charges stamp duty at 5% for male buyers and 5% for female buyers, plus 1% as registration charges. Both genders pay the same rate — the gender-concession nudge is not part of Karnataka's framework.
Stamp duty is calculated on the higher of (a) the agreement value and (b) the government-prescribed circle/guideline value. Always cross-check the sub-registrar's office circle rate for the specific locality before finalising your stamp duty payment — circle rates differ by ward, sector, and even building age.
Karnataka charges a flat 5% stamp duty for properties above ₹45 lakh (3% for ₹35-45 lakh and 2% below ₹35 lakh). 1% registration plus 0.5% additional cess in some urban areas. Updated via the Kaveri Online Services portal.
When you buy a Karnataka property, the visible sticker price is only part of the spend. Stamp duty (5-5%), registration (1%), legal/notary fees (~₹15-25K), brokerage (1-2% if applicable), and home-loan processing fees (0.5-1% of loan amount) typically add 6.0-9.0% on top.
Use this page to estimate stamp duty + registration. Pair it with the EMI Calculator to plan loan EMIs, and the Income Tax Calculator to claim Section 24(b) home loan interest deduction (up to ₹2 lakh) and 80C principal repayment (up to ₹1.5 lakh).
For NRI buyers, additional steps apply: TDS (1% of property value above ₹50 lakh under Section 194-IA), repatriation rules, and FEMA compliance. Stamp duty rates remain the same as for resident buyers — no NRI-specific surcharge.
Step 1 — Determine the higher of agreement value and circle/guideline value. Step 2 — Apply the relevant rate (5% or 5% depending on buyer gender). Step 3 — Add 1% registration. Step 4 — Add Karnataka-specific surcharges or local body taxes if applicable.
Example: For a ₹1 crore property in Karnataka registered in a male buyer's name, stamp duty = ₹5,00,000, registration = ₹1,00,000, total acquisition cost = ₹1,06,00,000. For the same property registered in a female buyer's name: total = ₹1,06,00,000.
For values not in the table above, use the live calculator linked at the top of this page — it accepts any property value and applies the Karnataka rates instantly.