Updated 2026 stamp duty and registration rates for Tamil Nadu — 7% male / 7% female + 4% registration. Pre-computed amounts for sample property values across Chennai, Coimbatore, Madurai, Tiruchirappalli and all districts.
Pre-computed stamp duty + registration costs across typical Tamil Nadu property prices.
| Property Value | Stamp Duty (Male) | Stamp Duty (Female) | Registration | Total (Male) |
|---|---|---|---|---|
| ₹25 Lakh | ₹1,75,000 | ₹1,75,000 | ₹1,00,000 | ₹27,75,000 |
| ₹50 Lakh | ₹3,50,000 | ₹3,50,000 | ₹2,00,000 | ₹55,50,000 |
| ₹75 Lakh | ₹5,25,000 | ₹5,25,000 | ₹3,00,000 | ₹83,25,000 |
| ₹1 Crore | ₹7,00,000 | ₹7,00,000 | ₹4,00,000 | ₹1,11,00,000 |
| ₹1.5 Crore | ₹10,50,000 | ₹10,50,000 | ₹6,00,000 | ₹1,66,50,000 |
| ₹2 Crore | ₹14,00,000 | ₹14,00,000 | ₹8,00,000 | ₹2,22,00,000 |
The same Tamil Nadu state-wide rates apply across all districts and major cities.
Discover more powerful tools designed for speed, precision, and modern workflows.
Full state-wise calculator with custom property values and gender toggle.
Estimate home loan EMI for your Tamil Nadu property purchase.
Plan home loan interest (Sec 24) and 80C principal tax savings.
Convert property values between lakh, crore, million, and billion.
Sale deeds need property values in words — generate them instantly.
NRI buyer? Convert USD to INR for Tamil Nadu property purchase.
Tamil Nadu charges stamp duty at 7% for male buyers and 7% for female buyers, plus 4% as registration charges. Both genders pay the same rate — the gender-concession nudge is not part of Tamil Nadu's framework.
Stamp duty is calculated on the higher of (a) the agreement value and (b) the government-prescribed circle/guideline value. Always cross-check the sub-registrar's office circle rate for the specific locality before finalising your stamp duty payment — circle rates differ by ward, sector, and even building age.
Tamil Nadu charges a flat 7% stamp duty plus 4% registration — among the highest in India. No gender-based concession. Stamp duty is on the higher of agreement value or guideline value (TNRD).
When you buy a Tamil Nadu property, the visible sticker price is only part of the spend. Stamp duty (7-7%), registration (4%), legal/notary fees (~₹15-25K), brokerage (1-2% if applicable), and home-loan processing fees (0.5-1% of loan amount) typically add 11.0-14.0% on top.
Use this page to estimate stamp duty + registration. Pair it with the EMI Calculator to plan loan EMIs, and the Income Tax Calculator to claim Section 24(b) home loan interest deduction (up to ₹2 lakh) and 80C principal repayment (up to ₹1.5 lakh).
For NRI buyers, additional steps apply: TDS (1% of property value above ₹50 lakh under Section 194-IA), repatriation rules, and FEMA compliance. Stamp duty rates remain the same as for resident buyers — no NRI-specific surcharge.
Step 1 — Determine the higher of agreement value and circle/guideline value. Step 2 — Apply the relevant rate (7% or 7% depending on buyer gender). Step 3 — Add 4% registration. Step 4 — Add Tamil Nadu-specific surcharges or local body taxes if applicable.
Example: For a ₹1 crore property in Tamil Nadu registered in a male buyer's name, stamp duty = ₹7,00,000, registration = ₹4,00,000, total acquisition cost = ₹1,11,00,000. For the same property registered in a female buyer's name: total = ₹1,11,00,000.
For values not in the table above, use the live calculator linked at the top of this page — it accepts any property value and applies the Tamil Nadu rates instantly.